| Card Name | Our Rating | Welcome Bonus | Annual Fee | Best For | Apply |
|---|---|---|---|---|---|
| Chase Sapphire Preferred® | ★★★★★ 4.9 | $750 value | $95 | Travel + Dining | Apply → |
| Capital One Venture X | ★★★★★ 4.8 | 75,000 miles | $395 | Travel Rewards | Apply → |
| Citi Double Cash® Card | ★★★★½ 4.7 | $200 cash back | $0 | Flat Cash Back | Apply → |
| Discover it® Cash Back | ★★★★½ 4.6 | Cashback Match™ | $0 | Rotating Categories | Apply → |
| American Express Blue Cash Preferred® | ★★★★½ 4.6 | $250 statement credit | $95 | Groceries | Apply → |
| Discover it® Secured | ★★★★ 4.4 | Cashback Match™ | $0 | Build Credit | Apply → |
Chase Sapphire Preferred®
Chase Bank · Travel Rewards
Why we love it: Exceptional travel insurance, no foreign transaction fees, and points transfer to 14+ airline and hotel partners. Best for frequent travelers who want flexibility.
Capital One Venture X
Capital One · Premium Travel
Why we love it: $300 annual travel credit offsets most of the fee. Unlimited lounge access, no foreign transaction fees, and solid everyday earning rate.
Citi Double Cash® Card
Citibank · Cash Back
Why we love it: Simple flat-rate 2% cash back on everything — 1% when you buy, 1% when you pay. No category tracking, no annual fee, no hassle.
Discover it® Cash Back
Discover · Rotating Cash Back
Why we love it: Discover matches all cash back earned in your first year — effectively doubling every reward. Great starter card with no annual fee.
Amex Blue Cash Preferred®
American Express · Cash Back
Why we love it: 6% back on groceries (up to $6,000/yr) is the best rate available anywhere. Families spend enough on groceries to easily justify the $95 fee.
Discover it® Secured
Discover · Secured Card
Why we love it: The only secured card that earns cash back AND has no annual fee. Discover automatically reviews your account for an upgrade to an unsecured card.
How We Rate Credit Cards
Our editors evaluate every credit card on five criteria — we never accept payment for higher ratings.