1. Who We Are
RatePilot ("we," "us," or "our") is an independent financial comparison website. We operate ratepilot.net (the "Site"). This Privacy Policy explains how we handle information in connection with your use of our Site.
2. Information We Collect
We collect minimal information. We do not require you to create an account or provide personal information to use this Site.
Automatically collected data: Like most websites, our server logs may record your IP address, browser type, operating system, pages visited, and the date and time of your visit. This data is used only in aggregate for security and performance monitoring — it is not linked to your identity.
Cookies: We may use cookies to remember your light/dark mode preference and to measure site traffic via analytics tools. You can disable cookies in your browser settings at any time.
3. Affiliate Links & Third-Party Sites
RatePilot earns commissions when you click affiliate links and apply for a financial product. When you click an "Apply Now" button, you are directed to a third-party website (such as a bank or card issuer). We do not see or collect any information you submit to those third-party sites. Their own privacy policies govern how your data is handled once you leave RatePilot.
4. Analytics
We may use third-party analytics tools (such as Google Analytics) to understand how visitors use our Site. These tools may collect information such as pages viewed, time on site, and referring URLs. This data is aggregated and anonymous. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.
5. How We Use Information
Any information collected is used solely to:
- Operate and improve the Site
- Monitor and prevent security incidents
- Understand aggregate traffic and usage patterns
We do not sell, rent, or trade your information to third parties for marketing purposes.
6. Your Rights
Depending on your location, you may have certain rights regarding your personal data, including the right to request access to, correction of, or deletion of any personal data we hold about you. Since we collect very little personal data, most requests will have a simple answer. To make a request, contact us at privacy@ratepilot.net.
7. Children's Privacy
RatePilot is not directed to children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will delete it promptly.
8. Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page. Continued use of the Site after changes constitutes acceptance of the updated policy.
9. Contact
Questions about this Privacy Policy? Email us at privacy@ratepilot.net.